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Loan Products

CBC Mortgage Agency offers a variety of mortgage loans. Whether you are purchasing your first home or refinancing your primary residence, second home, or investment property, our experienced loan officers can assist you and help you find the right product for your needs. 

Conventional Fixed-Rate Mortgage Loan

For individuals with strong credit.

Section 184 Loan

Member of a federally recognized Tribe.

FHA Loan

Low down payment option.

USDA Loan

Shopping for a home in a rural area.

Adjustable Rate Mortgage (ARM) Loan

Looking for the lowest possible rate.

Temporary Buydowns

Temporarily reduce monthly payment.

Paula Whitaker

CBC Mortgage Agency

Mortgage Loan Originator

NMLS# 1898977

Direct: (706) 450-9678

Contact me for a FREE mortgage loan consultation! 

Our Mission 

To support economic stability for homebuying families in diverse communities by offering innovative programs that combat barriers to homeownership.  

About CBC Mortgage Agency

CBC Mortgage Agency was formed in 2013 by the Cedar Band Corporation, an enterprise wholly owned by the Cedar Band of Paiutes in Utah. CBC Mortgage Agency operates its nationwide programs in compliance with HUD, FHA, and USDA guidelines and takes great care to ensure that the borrowers it assists are capable of sustaining homeownership.

Since its inception, CBC Mortgage Agency has helped thousands of homebuying individuals and families obtain homeownership and has always focused on increasing minority homeownership, particularly among African American, Hispanic, and Native American communities.